It can be quite easy to mamage money. What I did was pay off all of the major bill (like accommadation and course books) at the start of the year so that I did not spend money that I did not have. Do not buy the most expensive food! You can buy nice food which is also cheap so do not go for a lot of food. On another note, avoid eating out a lot because this can really add up. Online shopping is a big vice in university, so try not to go on this too much too. There are a lack of shops at Lampeter, so a lot of things will have to be bought online, but if you shop hard you can always find a good bargin. There are many cash machines in town, so it is easy to go to one of these and cheak you bank balance. This helps because sometimes you think that you have more money than you actually do. One thing that I wished I had known before coming to uni was how expensive laundry is. Make sure that you always have enough to wash your clothers every week (or every other week if you are so inclined). Noting is worse to have to go to a lecture only to find out that you have no more clean clothes because you can't afford it.