It's easy to manage food costs by not buying coffee and food in uni canteen. I take a nice packed lunch and flask of coffee to classes and eat my own food in the canteen. That will save a lot of money over the course of the year. Also the costa coffee does at Hendon uni does not accept the loyalty card so it's even less cost effective than normal Costa's. There seems to be good opportunities emailed to students about paid part-time work. The recent one which pays 8.55 pounds was an attractive opportunity which fits around classes. Transport is expensive. I drive now but only recently as I didn't think you could park, but there are spaces a short walk away. Petrol is expensive but weighing up the odds of public transport being time consuming and also expensive, then for me driving is better. I wish I had known that the course involves a lot of self-directed study, online studying outside of lecture time was misleading for me because I thought I could work part-time more, but didn't end up doing hardly work, and not earning much additional income, because I wanted to do well on the course. so it's very important to learn to time manage study, do a bit at a time and not leave to the last minute, as it becomes more stressful than it needs to be if you do this. Also, I do budgets on excel, projects year and month ahead outgoings and incomings. sounds technical but they have templates online, I have found this helpful to manage my finances, therefore stay organised in general life.