Student fees and finance for where you live

Here's the easy way to get your head around student finance. We've listed out tuition fee costs and student loans and grants – for wherever you are in the UK.

See our regional guides to England, Wales, Scotland, Northern Ireland and the Channel Islands to find out more about what you have to pay.

Tuition fees: how much you'll pay

Figures shown below are the maximum amounts you could be charged in university tuition fees, based on where you live, where you're planning to study and based on figures for students starting university in 2016. 

Bear in mind that sandwich or work placement fees will differ and that many courses charge less.

Where do you currently live?

  • England: up to £9,000 per year when studying in England, Scotland, Wales or Northern Ireland
  • Scotland: free if you're studying in Scotland, up to £9,000 per year in England, Wales or Northern Ireland
  • Wales: you'll pay £3,810 per year and receive a tuition fee grant of up to £5,190 to cover any remaining fees
  • Northern Ireland: up to £3,805 per year for studying in Northern Ireland or up to £9,000 in England, Scotland or Wales.

Student loans and grants: how much is available

Figures shown below are the maximum amounts available. The actual amount you receive will depend on where you're studying, your course fees and household income.

Where do you currently live?

England: 

A tuition fee loan worth up to a maximum of £9,000 per year is available to cover fees each year and is directly paid to your university. 

The second element of your student finance package is the maintenance loan, to help with living costs. If you're living away from home, a maximum of £8,200 per year (or up to £10,702 for those studying in London) is available if you're from a household with an income of less than £25,000 a year; loans available will differ depending on your particular circumstances. You'll start repaying your loans once you're earning £21,000 or more per year.
 
As announced in the July 2015 Budget, students starting university in 2016 onwards will no longer be able to apply for a maintenance grant. These were previously available to students from households earning up to £42,620 per year and will now be replaced with access to additional funds via the maintenance loan. 

If you are receiving certain benefits, have a disability or need help with childcare costs, you may still be able to apply for a grant in the form of Disabled Students' Allowances or the Childcare Grant.

Scotland:

If you're Scottish and go to a Scottish university, you won't pay anything in tuition fees. If you're studying in either England, Wales or Northern Ireland, a tuition fee loan of up to £9,000 per year is available to cover these. 

To help cover your living costs, a maintenance loan is available of up to £5,750 per year depending on your household income. For households earning up to £33,999 per year, a bursary is also available (from £500 through to £1,875 per year if your household income is below £16,999).

Similarly, if you are receiving certain benefits, have a disability or are a lone parent or carer, you can apply for a grant in the form of Disabled Students' Allowances or Living Costs Grants.

Wales:

Wherever you choose to study, you'll only be eligible to pay a maximum of £3,810 per year in tuition fees – the Welsh Assembly provides a grant to subsidise the outstanding amount payable (up to £5,190 per year). A tuition fee loan is available to cover this.

A maintenance loan of up to £5,376 per year for students living away from home (up to £7,532 if you choose to go a London university) is available to cover living costs. If your household income is £50,020 or below, you can apply for a Welsh Government Learning Grant - the amount you receive depends on your income, up to £5,161 per year if it's £18,370 or less.

Northern Ireland: 

If you're from Northern Ireland and staying there to study, you'll pay a maximum of £3,805 per year in tuition fees, or up to £9,000 per year if you're studying in England, Scotland or Wales. In any case, you can apply for a tuition fee loan to cover the full amount payable.

Maintenance loans are also available to help cover living expenses – up to £4,840 is up for grabs if you're living away from home (£6,780 if you're living in London).

A maintenance grant can also be applied for if you're from a household with an income below £41,065. The amount you're eligible for depends on your household income, with a full grant of £3,475 available for households earning £19,023 or less. Finally, a Special Support Grant is available if you're receiving certain benefits or have a disability.

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